If money is tight

No judgement, no assessment, and we won’t try to sell you anything. Here are free, confidential services that can genuinely help — pick whatever fits.

Citizens AdviceVisit →

Free, confidential advice on benefits, debt, housing and more.

Turn2usVisit →

Check what benefits and grants you could get — a free calculator and grant search.

MoneyHelper0800 138 7777

Free, government-backed money guidance and a debt-advice locator.

StepChange0800 138 1111

Free, expert debt advice and a plan to deal with it.

National Debtline0808 808 4000

Free, independent debt advice over the phone and online.

Trussell TrustVisit →

Find a local food bank and get an emergency food parcel.

Shelter0808 800 4444

Free help if you’re worried about your home or homelessness.

Samaritans116 123

Someone to talk to, any time, about anything. Free and confidential.

If you’re in immediate danger or crisis, call 999. For urgent mental-health support, Samaritans are free on 116 123, day or night.

If money is tight

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If money is tight